PinnacleFN
Your books.
Keeping themselves.
Double-entry accounting with auto-wired invoices, 16+ financial reports, and IPSAS compliance for public sector. Built for Gambian finance teams.
Profit & Loss
January 2026
The Problem We Solve
Accounting shouldn’t need an accounting degree
You create invoices in Word, track expenses in Excel, and pray the numbers balance at month-end. Currency conversions are manual. Tax season means weeks of panic. Your accountant charges extra because your records are a mess.
PinnacleFN auto-wires journal entries from every invoice, bill, and receipt. Multi-currency with automatic FX. 16+ reports generated instantly. Your books are always balanced — even if you’ve never seen a T-account.
Features
Everything you need in finance & accounting
Auto-Wired Journals
Create an invoice and the journal entry writes itself. Receipts, bills, payments — all auto-posted. Override if you're an accountant, skip if you're not.
Professional Documents
4 template styles for invoices, quotes, receipts, and statements. QR codes for mobile money payment. GRA-compliant tax invoices.
Multi-Currency
Transact in any currency. Automatic FX gain/loss calculation and revaluation. GMD as your base — no forced USD.
Fixed Assets
Register assets, assign custom codes, run depreciation (straight-line or reducing balance). Auto-capitalize from purchase transactions.
Budgets & Tracking
Set monthly budgets per account. Real-time vs-actual tracking. Alerts when spend exceeds allocation.
16+ Reports
Trial balance, income statement, balance sheet, cash flow, AR/AP aging, budget variance, and more. Export to PDF and Excel.
In Depth
A closer look at what sets PinnacleFN apart

Auto-wired journal entries
Create an invoice, receipt, or bill and the double-entry journal writes itself. Debit and credit accounts are mapped automatically based on the transaction type. Accountants can override; non-accountants don’t have to.
- Invoices auto-post revenue + receivable
- Bills auto-post expense + payable
- Payments auto-clear the outstanding balance
- Manual journal override always available

Multi-currency without the headache
Transact in any currency while keeping GMD as your base. PinnacleFN automatically calculates FX gains and losses, runs revaluation at period-end, and keeps your trial balance in order.
- Any currency, any transaction
- Automatic FX gain/loss calculation
- Period-end revaluation in one click
- GMD base — no forced USD

IPSAS for NGOs & public sector
Appropriation tracking, commitment accounting, vote book management, and IPSAS-compliant financial statements. Built for organizations that answer to donors and auditors.
- Appropriation and commitment tracking
- Vote book with real-time balances
- Donor and grant fund accounting
- IPSAS-compliant reports out of the box
The Reality
With vs. Without
See the difference PinnacleFN makes in your daily workflows.
Connected
Works with the rest of Pinnacle
Finance ← POS
Every POS Z-report auto-creates a journal. Cash, mobile money, and receivables split correctly to the right accounts.
Finance ← HR
Payroll runs in PinnacleHR auto-post salary expense journals. PAYE, social security, and net pay all mapped.
Finance ← Procurement
Approved purchase orders in PinnaclePQ auto-create bills in accounts payable. Full audit trail.
Ready to try PinnacleFN?
Start your 14-day free trial. No credit card required. Or talk to us first.